With a mission to help those who cannot speak Japanese well but want to purchase a home in Japan.
We offer most of the supports related to your newly built detached house purchase process in English.
What makes Hanabusa Inc. especial is we help foreigners and those who cannot use Japanese to apply for home loans for a home purchases in Tokyo, Saitama, Chiba, and Kanagawa.
In order to avoid interrupting your busy time and unclear communications, we use SNS (LINE, Facebook, Instagram, etc) to have clearer communications with our customers.
Depending on your income size, period of your employment (how many years have you been employed by your current employer), downpayment you can prepare, your workplace, employment status, you can apply for a home loan in Japan.
Your qualified spouse/child/parent can be a co-applicant to add up income in order to enlarge your home loan size.
Please find the following sample calculations:
Tokyo 23 Wards
¥132,000 – 196,000/month
(avg. home price: ¥40M – ¥60M , estimated total: ¥43M – ¥64M, loan period: 35 years, rate: 1.5% fixed, down: ¥0)
Tokyo Other Cities
¥98,000 – 163,000/month
(avg. home price: ¥30M – ¥50M , estimated total: ¥32M – ¥53M, loan period: 35 years, rate: 1.5% fixed, down: ¥0)
Chiba Prefecture
¥66,000 – 132,000/month
(avg. home price: ¥20M – ¥40M , estimated total: ¥21.5M – ¥43M, loan period: 35 years, rate: 1.5% fixed, down: ¥0)
Kanagawa Prefecture
¥98,000 – 163,000/month
(avg. home price: ¥30M – ¥50M , estimated total: ¥32M – ¥53M, loan period: 35 years, rate: 1.5% fixed, down: ¥0)
Saitama Prefecture
¥98,000 – 163,000/month
(avg. home price: ¥30M – ¥50M , estimated total: ¥32M – ¥53M, loan period: 35 years, rate: 1.5% fixed, down: ¥0)
Basically full home loan programs covers all the costs related to your house purchase even our commission fees.
Formula to calculate our commission fee
(3% of home price +¥60,000)+TAX
It usually takes 2-3 months to receive a key from step 1.
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